Importance of IRCTC Insurace

ЁЯЪи Importance of   IRCTC Insurace 

Uniform Travel Insurance at ₹0.35 Paise

• Death - ₹10 Lakh
• Permanent Total Disability - ₹10 Lakh
• Permanent Partial Disability - ₹7.5 Lakh
• Hospitalization Expenses for Injury - ₹2 Lakh
• Transportation of Mortal Remains - ₹10,000
Currently this is available on optional basis when we book the Train Tickets Online

Your Insurance will be issued by the Insurer at Less than ₹1, you get the policy updates on e-mail and SMS

However I would like to sincerely urge to Railway Ministry India to ensure Mandatory Travel Insurance at ₹0.35 Per Person

Across Online & Over the Counter Reserved Tickets, This is need of the Hour

Important Points to Note

• Valid Only for Indian Nationals

• Currently this is Optional

• Premium - ₹0.35 Per Person

• Only Available for Confirmed, RAC & Partially Confirmed Tickets (Not WL)

• Passengers can file Nomination at the Respective Insurance Company Portal post Booking the Tickets

You can read the detailed T&Cs here



While this is available for Reserved Tickets, Indian Railways should also explore the possibility of making Unreserved Passengers part of IRCTC Travel Insurance

Also an option to increase the coverage at additional optional premium but basic insurance should be made mandatory for every passenger


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