Arogya Sanjeevani: A Comprehensive Health Insurance Policy

**Arogya Sanjeevani: A Comprehensive Health Insurance Policy**

Arogya Sanjeevani is a health insurance policy that provides individuals and families with comprehensive coverage for their medical expenses. This policy offers a wide range of benefits and features, making it an ideal choice for those looking for a reliable and affordable health insurance plan.

One of the key highlights of Arogya Sanjeevani is its flexibility in terms of coverage. It offers both individual and floater options, allowing policyholders to choose the type of cover that best suits their needs. The policy also provides coverage for dependent children aged 3 months to 25 years, and even allows parents and parents-in-law to be covered under a single policy.

The entry age for Arogya Sanjeevani ranges from 18 years to 65 years, ensuring that individuals of all age groups can avail of this policy. The policy term is one year, providing policyholders with the flexibility to renew their policy annually.

Arogya Sanjeevani offers coverage for various medical expenses, including room rent, ICU rent, and day care procedures. The policy covers 2% of the sum insured, with a maximum limit of Rs. 5,000 per day for room rent, and 5% of the sum insured, with a maximum limit of Rs. 10,000 per day for ICU rent. All day care procedures are covered under this policy, ensuring that policyholders receive the necessary medical treatment without any financial burden.

In addition to these benefits, Arogya Sanjeevani also offers coverage for road ambulance expenses, covering 50% of the sum insured. This ensures that policyholders have access to emergency medical transportation when needed.

Another unique feature of Arogya Sanjeevani is the Star Mitra program, which provides coverage for pre and post-hospitalization expenses. Policyholders can avail of coverage for pre-hospitalization expenses up to 30 days before hospitalization, and post-hospitalization expenses up to 60 days after discharge. These expenses are reimbursed at actuals, ensuring that policyholders are not burdened with additional financial expenses.

Arogya Sanjeevani also offers a rural discount of 20% on the premium, making it an affordable option for individuals residing in rural areas.

In conclusion, Arogya Sanjeevani is a comprehensive health insurance policy that offers a wide range of benefits and features. With its flexible coverage options, affordable premiums, and extensive coverage for medical expenses, this policy is an ideal choice for individuals and families looking for reliable health insurance coverage.